Which product you should buy is entirely up to you. There is no right or wrong answer for this question. All of our bullion and coin products are from well respected Government mints or reputable institutions. In general, we recommend investors to buy the most liquid items (meaning the most commonly bought/sold) that also have low premiums (how much you pay above the spot price to buy it) and tight spreads (the spread is the difference between the buy and sell price).

When we ship outside of Baltimore, there are no taxes that we collect. Within Baltimore, bulk sales of silver and gold in excess of $1,500 are not taxed. Monetized Platinum and Palladium bullion sales in excess of $1,500 are not taxed. All non-monetized platinum and palladium bullion is taxable in the state of Baltimore (i.e. Platinum and Palladium bars).

Yes, there are shipping charges associated with sending you your bullion. The price will depend upon the total value in the package as it affects our insurance coverage along with the weight of the package. 95% of our packages ship for between $15–$40. Expedited shipping is also available for an additional fee. Our shipping charges are simply there to capture our costs of packing, shipping, and insuring your bullion.

We ship your products usually within 1–2 business days of having cleared money from you if the items are in stock. Wire transfers received after 12 noon PST will be deemed to have been received the next business day. Your product would then typically take 1–7 days to arrive.

When you purchase bullion or coins from KD Gold and Coin Exchange Exchange and you have received a confirmation that your order is live, the price is locked in and the transaction may not be cancelled — it may only be offset at our current ask price. Any deficit between the price at which we sold to you and the offsetting purchase price is your responsibility if your item(s) is cancelled or returned. That amount will be charged to you, plus a $95.00 cancellation fee.

When you sell bullion or coins to KD Gold and Coin Exchange Exchange and we have issued a confirmation number, the price is locked in and the transaction may not be cancelled, but may only be offset at our current buy price. Any deficit between the price at which we purchased from you and the offsetting purchase price is your responsibility if your item(s) is cancelled or returned. That amount will be charged to you, plus a $95.00 cancellation fee. Any market gain on cancellations shall remain the property of KD Gold and Coin Exchange Exchange.

We send your coins and bullion using the carrier of our choice — in all cases, fully insured and with signature required. Should anything happen while your package is in transit it will be covered by our insurance policy. However, we will not accept responsibility if you have left instructions with any carrier to leave parcels unattended, or have given the carrier instructions to leave your package with a third party. When we ship to you, if metals are lost or damaged in transit, it is our responsibility to pursue any claim with the insurance company. Once a claim is filed, we reserve the right to re-ship your items or refund your money at our discretion. For large quantities, we will discuss other methods such as armored vehicle delivery.

For items we have in stock, we lock in your price when you place the order, guaranteed by credit card. Payment must be received within 1 business day or the order will be cancelled. If a market decline occurs and we do not receive your payment on time, you will be liable for any market loss we incur. Orders cannot be cancelled by the customer once placed and accepted.

For items we do not have in stock, a price estimate is made and the price is not locked in until payment is received, so there may be a small discrepancy. Should the locked-in price be higher than estimated, we will require cleared funds before delivery. Should the estimated amount exceed the locked-in price, a check for the difference will be mailed with the metal.

We accept cashier's checks, wire transfers, personal checks, and cash. We do not accept cash in excess of $10,000. Cashier's checks and personal checks can be dropped off at our storefront, mailed to us, or direct deposited into our customer-dedicated bank account. Orders using cashier's checks or personal checks will be held until the check clears, which ranges from 3–17 days. We highly recommend wire transfers for orders greater than $10,000, as there is no holding period.